Customized employee benefits to meet your organization’s needs
Penmore Benefits Inc.’s cost-effective coverage and personalized hands-on approach has gained the trust of our family of clients.
The select insurers who work with us also have our trust. We only recommend their products if we know their goals align with yours.
We work to minimize the time and expense associated with the administration and management of your employee benefits.
Penmore Benefits Inc. is a member of The Benefits Alliance Group, an organization of benefits consultants who provide superior advice to their clients with respect to the design and management of group insurance and group retirement arrangements.
As a member of the Benefits Alliance, Penmore Benefits Inc. enjoys the support and strength associated with membership. www.benefitsalliance.ca/
Benefits Planning Services
Benefits Audit: Penmore Benefits Inc. reviews your existing programs. Based on our review, we prepare a written report detailing the results of the audit and clearly articulating recommendations.
Plan Design Consulting: We advise on new developments in employee benefits and recommend incorporation of these into your existing benefits program. Solutions are based on market comparisons and benchmarking.
Renewals: We negotiate your renewal rates. Our spreadsheets detail your current renewal along with alternatives. The implications to your plan’s costs and its benefits are also spelled out to ensure the greatest value for your benefits dollar.
Plan Marketing: We gather and review information for submission to a specific list of insurance carriers. We analyze all proposals and prepare a benefits and cost comparison.
Service: Customer service is our key differentiator. We assist with conflict resolution of claims, billing, enrolment/terminations and general administration. A toll-free service is available to answer coverage and claims questions.
Plan Communication: Communication of the plan or plan changes to employees is crucial in managing employee benefits programs. We prepare employee communication materials and facilitate meetings with them to ensure a clear understanding of the material.