Customized employee benefits to meet your organization’s needs
Penmore Benefits Inc.’s cost-effective coverage and personalized hands-on approach has gained the trust of our family of clients.
The select insurers who work with us also have our trust. We only recommend their products if we know their goals align with yours.
We work to minimize the time and expense associated with the administration and management of your employee benefits.
Penmore Benefits Inc. is a member of The Benefits Alliance Group, an organization of benefits consultants who provide superior advice to their clients with respect to the design and management of group insurance and group retirement arrangements.
As a member of the Benefits Alliance, Penmore Benefits Inc. enjoys the support and strength associated with membership. www.benefitsalliance.ca/
Benefits Planning Services
Benefits Audit: Penmore Benefits Inc. reviews your existing programs. Based on our review, we prepare a written report detailing the results of the audit and clearly articulating recommendations.
Plan Design Consulting: We advise on new developments in employee benefits and recommend incorporation of these into your existing benefits program. Solutions are based on market comparisons and benchmarking.
Renewals: We negotiate your renewal rates. Our spreadsheets detail your current renewal along with alternatives. The implications to your plan’s costs and its benefits are also spelled out to ensure the greatest value for your benefits dollar.
Plan Marketing: We gather and review information for submission to a specific list of insurance carriers. We analyze all proposals and prepare a benefits and cost comparison.
Service: Customer service is our key differentiator. We assist with conflict resolution of claims, billing, enrolment/terminations and general administration. A toll-free service is available to answer coverage and claims questions.
Plan Communication: Communication of the plan or plan changes to employees is crucial in managing employee benefits programs. We prepare employee communication materials and facilitate meetings with them to ensure a clear understanding of the material.
“Joe and his team are key members of our team of professional advisors. They provide ongoing support in managing our estate planning process, including discussions around “the next generation”, in a seamless fashion. Penmore helped us organize and implement life insurance strategies that will fund estate taxes in an efficient manner.”
Steven Stein, MHS Inc.
“Penmore always answers quickly and are very responsive to the needs of our employees. They have gone above and beyond to ensure everything is taken care of in difficult times.”
Chuck Young, Hela Spice Canada Inc.
“Bill Zolis was instrumental in reducing the cost of our program, and developing the cost containment we needed to support our employees. His hands-on negotiating with the carriers got us the program we needed, and his day to day management makes sure we are getting the service we deserve.”
Bill Nixon, Turner & Porter Funeral Directors Ltd.
“Penmore goes above and beyond looking after our employees, helping to solve problems with benefits providers. They provide that extra effort, you know they are there, and that gives me comfort knowing the employees are in good hands.”
Lucie Gagnon, MCAN Mortgage
“We have worked with Penmore for 6 years. They are very responsive, and fully involved in implementation and issue management. We have a very lean team, and we rely on them to bring expert knowledge and context to our Benefits, Retirement, International, and Executive programs.”
Christine Barwell, Alamos Gold
“Because Penmore know the people in our business, and how we think, they really understand our business requirements. Rather than needing to be managed, they act like a partner in our success.”
Danny London, SAI
“Toshiba relies on Penmore to be an extension of the HR department. As specialists in benefits and pensions, we count on them to monitor our metrics and performance. Lio and his team are always accessible and responsive, and have been instrumental in the success of the program for our employees.”
Robert Assal, Toshiba
“Penmore supplies Benefits programs for our company, provides great advice on insurance, and even helped us bring a compensation program for high performing individuals. Their high quality, professional service and timely advice means we don’t have to waste time; they help tremendously with HR at Fer-Pal.”
Shaun McKaigue, Fer-Pal