Personal Insurance Planning
Ensuring your loved ones are cared for is a top priority now and into the future. Let us help you with your financial and estate planning needs. This includes maximizing your investments, reducing taxes, planning for retirement, setting up education funding, and being prepared financially in case of an illness, disability or death.
Let us create solutions that fit, including:
- Family security at death
- Disability protection
- Critical illness protection
- Long-term care
- Estate tax
- Insured asset transfer
- Education funding
- Wealth accumulation
- Individual health and dental plans
- Travel insurance
Insurance products provided by multiple insurance carriers.
Corporate Insurance Planning
Senior-led teams work with executives and small to medium-sized companies to ensure maximum coverage in case of accidents, disability or death of key players in your organization. Our personal approach ensures you are always kept up-to-date on additional benefits that may enhance current insurance programs.
Talk to us about:
- Key person protection
- Funding shareholders’ agreements
- Business loan protection
- Executive disability plans
- Critical illness protection
- Tax-exempt insurance
- Enhanced retirement programs
- Deferred compensation
“Joe and his team are key members of our team of professional advisors. They provide ongoing support in managing our estate planning process, including discussions around “the next generation”, in a seamless fashion. Penmore helped us organize and implement life insurance strategies that will fund estate taxes in an efficient manner.”
Steven Stein, MHS Inc.
“Penmore always answers quickly and are very responsive to the needs of our employees. They have gone above and beyond to ensure everything is taken care of in difficult times.”
Chuck Young, Hela Spice Canada Inc.
“Bill Zolis was instrumental in reducing the cost of our program, and developing the cost containment we needed to support our employees. His hands-on negotiating with the carriers got us the program we needed, and his day to day management makes sure we are getting the service we deserve.”
Bill Nixon, Turner & Porter Funeral Directors Ltd.
“Penmore goes above and beyond looking after our employees, helping to solve problems with benefits providers. They provide that extra effort, you know they are there, and that gives me comfort knowing the employees are in good hands.”
Lucie Gagnon, MCAN Mortgage
“We have worked with Penmore for 6 years. They are very responsive, and fully involved in implementation and issue management. We have a very lean team, and we rely on them to bring expert knowledge and context to our Benefits, Retirement, International, and Executive programs.”
Christine Barwell, Alamos Gold
“Because Penmore know the people in our business, and how we think, they really understand our business requirements. Rather than needing to be managed, they act like a partner in our success.”
Danny London, SAI
“Toshiba relies on Penmore to be an extension of the HR department. As specialists in benefits and pensions, we count on them to monitor our metrics and performance. Lio and his team are always accessible and responsive, and have been instrumental in the success of the program for our employees.”
Robert Assal, Toshiba
“Penmore supplies Benefits programs for our company, provides great advice on insurance, and even helped us bring a compensation program for high performing individuals. Their high quality, professional service and timely advice means we don’t have to waste time; they help tremendously with HR at Fer-Pal.”
Shaun McKaigue, Fer-Pal