Fran is a married mother to two daughters, both of whom have left the nest. With more time to herself now, she likes to read, do puzzles and is a whiz at trivia.

Fran has been Executive Assistant to Joe Moretto, founding Partner of Penmore for over a decade. She brings over 30 years of industry experience to her role, having started her career at Prudential Insurance Company of America in 1984. She is also a member of LOMA.

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